In my estate planning practice, it is not uncommon to meet with a new client who wants an estate plan prepared, but is a bit vague as to what should be included in that plan. Quite frequently, the initial conversation begins with the client saying something like, “I would like a will… or should I have a trust? Do I need anything else?” Actually, those are good questions to begin a discussion.
Many people are taking advantage of all of the attributes a cruise holiday offers, with many people choosing to sail to some of the world’s most beautiful or exotic locations around the globe.
Taking a cruise holiday can often have many advantages over a conventional package holiday where you have to fly to your destination. With a cruise, you actually begin your holiday as soon as you step onto the cruise ship, so you can instantly relax and get into the holiday spirit, unlike people stuck in an airport departure lounge waiting for their flight.
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